Rabu, 27 November 2013

Analisis jurnal GCG



JUDUL JURNAL

PENGARUH GOOD CORPORATE GOVERNANCE BERDASARKAN CORPORATE GOVERNANCE PERCEPTION INDEX (CGPI) TERHADAP KINERJA KEUANGAN PERBANKAN DI BURSA EFEK INDONESIA

1.1       LATAR BELAKANG
Penerapan prinsip GCG dalam dunia usaha di Indonesia merupakan tuntutan agar perusahaan-perusahaan yang ada jangan sampai terlindas oleh persaingan global yang semakin keras. Prinsip-prinsip GCG pada dasarnya memiliki tujuan untuk memberikan kemajuan terhadap kinerja suatu perusahaan. Berdasarkan prinsip-prinsip dasar dari GCG tersebut, maka para pelaku bisnis di Indonesia menyepakati penerapan GCG suatu system pengelolaan perusahaan yang baik.

1.2       VARIABEL DAN UKURAN DATA
Variable :
- independen : GCG
Skala pengukuran : ordinal
- Dependen : BOPO, CAR, LDR, ROA, ROE
Skala pengukuran : ordinal

1.3       DATA
Data yang digunakan dalam penelitian ini adalah data sekunder. Data sekunder berupa nilai pemeringkatan komposit corporate governance perception index (CGPI) 2007-2011 yang dikeluarkan oleh lembaga riset independen IICG dan laporan keuangan perusahaan perbankan yang diperoleh dari situs www.idx.co.id.  

1.4       ANALISIS
Penelitian ini bertujuan untuk mengetahui hubungan linear variabel-variabelnya. Sehingga menggunakan metode statistic untuk menganalisisnya. Metode analisis tersebut adalah metode kuantitatif dengan menggunakan statistic dan pengujian data sebagai berikut:
1. Analisis Deskriptif
2. Uji Normalitas
3. Analisis Regresi Linear Sederhana

1.5       HASIL
Good corporate governance (GCG) berpengaruh pada beban operasional terhadap pendapatan operasional (BOPO), capital adequacy ratio (CAR), return on asset (ROA), return on investment (ROE). Hal ini mengindikasikan bahwa perusahaan mampu menghasilkan laba bersih yang lebih tinggi dari aktivitas operasionalnya seperti meningkatkan laba bersih dalam perusahaan dan akan menjadikan perusahaan tersebut menjadi perusahaan yang sehat maka akan mempengaruhi kesejahteraan pemegang saham dan akan menarik investor lain untuk menanamkan modalnya diperusahaan. Good corporate governance (GCG) tidak berpengaruh terhadap loan to deposit ratio (LDR). Hal ini kemungkinan disebabkan karena perbankan nasional pernah mengalami kemerosotan dengan jumlah nilai kredit yang dikeluarkan dari system perbankan di satu sisi dan semakin meningkatnya dana pihak ketiga yang masuk keperbankan.

PENDAPAT
Jurnal ini cukup baik,dimana pada jurnal ini di jelaskan dengan singkat materi penelitian sampai pembahasan dengan jelas walaupun tidak semua pembahasan dalam penilitian ini di tuangkan pada jurnal ini..

Kamis, 16 Mei 2013

Pengertian Bisnis



Do you think business ?
I think the business is an organization that sells goods or services to consumers or other businesses, for profit. business word of English business, the basic word that means busy, Äúsibuk, Äù in the context of individual and community, or society. In a sense, busy activities and jobs that bring fat profit.
In capitalist economies, where most businesses are owned by private parties, business formed to make a profit, and increase the prosperity of their owners. Owner and operator of a business get rewarded according to the time, effort, or capital they provide. But not all businesses are pursuing this advantage, such as business co-operative that aims to improve the welfare of all its members or government institutions aimed at improving the welfare of the people. Business model is in contrast with the socialistic system, where big businesses are mostly owned by the government, the public, or a union.
Etymologically, the business means a state in which a person or group of people busy doing the work that generates profit. Said, Äúbisnis, Äù itself has three uses, depending skupnya, AI uses singular word can refer to the business entity, that entity juridical (legal), technical, and economic aims for profit or gain. Wider use may refer to a particular market sector, for example, Äúbisnis television., Äù The most widely refers to all activities undertaken by community providers of goods and services. Nevertheless, the definition, Äúbisnis, Äù the right is still a matter of debate to this day.

If you want to do business like any business ?
I would like to do business in the field of culinary like selling prepared foods made from raw chicken.

How marketing ?
I will sell or trade them by choosing strategic places such as the highway that fast food place I can be seen by the community so that people will know the chicken fried or grilled products will I sell to consumers.

And the reason ?
The reason I want to do business with culinary raw chicken because I was the all kinds of food lovers cock. From there I see a business opportunity for the Indonesian people currently fond of eating that type of food ceoat chicken.
Many out there that sell fast food chicken main raw material but they are not interested in quality and consumer desires. Well, with a gap like this I see a business opportunity there so I aspire suata day if I had the capital to open a fast food restaurant made from raw chicken.

Exercise 1: complete the sentences with the verbs in parentheses.



1.   If i have enough apples, i (bake) will bake an apple pie this afternoon.
2.  If i had enough apples, i (bake) would bake an apple pie this afternoon.
3.   I will fix your bicyle if i (have) have a screwdriver of the proper size.
4.   I would fix your bicyle if i (have) had a screwdriver of the proper size.
5.   I (make) will make a tomato salad for the picnic tomorrow if the tomatoes in my garden are ripe.
6.   I (make) would make a tomato salad for the picnic tomorrow if the tomatoes in my garden were ripe.
7.   Jack would shave today if he (have) had a sharp razor.
8.   Jack will shave today if he (have) has a sharp razor.
9.   Sally always answers the phone if she (be) was be in her office.
10. Sally would answer the phone if she (be) were be in her office right now.
11.  I (not be) wouldn’t be a student in this class if english (be) were be my native leanguage.

Exercise 1: Subject, Verb, Complement, and Modifier

>   George     is cooking         dinner                tonight
     Subject   Verb Phrase   Complement     Modifier of Time

>  Henry and Marcia   have visited       the president
            Subject         Verb Phrase       Complement    

>  We           can eat            lunch            in this restaurant            today
    Subject      Verb         Complement     Modifier of Place    Modifier of Time

>  Pat           should have bought     gasoline                yesterday
    Subject          Verb Phrase          Complement       Modifier of Time

>  Tress          grow
    Subject      Verb

>  It              was raining     at seven o’clock this morning
    Subject    Verb Phrase            Modifier of Time

>  She            opened      a checking account         at the bank                last week
    Subject        Verb            Complement         Modifier of Place     Modifier of Time

>  Harry          is washing         dishes                right now
    Subject     Verb Phrase    Complement    Modifier of Time

>  She            opened        her book
    Subject        Verb       Complement

>  Paul, William and Mary   were watching       television        a few minutes ago
                  Subject                 Verb Phrase         Complement     Modifier of Time